Minnesota e-signature and notarization law

Minnesota's electronic signature law: the Uniform Electronic Transactions Act (Minn. Stat. ch. 325L). Electronic signatures are also valid under the federal ESIGN Act for most transactions. Some documents are excluded, such as wills, divorce and adoption documents, court orders and certain official notices.

The fuller federal list is in our guide to e-signing in the United States.

What Minnesota's e-signature law does not cover

Minnesota Statutes § 325L.03 limits the chapter. It does not apply to:

• The Uniform Commercial Code, other than section 336.1-306, article 2 and article 2A.
• Certain specific execution requirements, including section 507.24 on recording any conveyance, power of attorney or other instrument affecting real estate.
• The creation and execution of wills, codicils, or trusts other than trusts relating to the conduct of business, commercial or governmental purposes.

So in Minnesota a business, commercial or governmental trust can sit within chapter 325L, while other trusts, wills and codicils do not.

How Minnesota's law treats electronic records

Minnesota's version of the writing rule is section 325L.07: if a law requires a record to be in writing, an electronic record satisfies the law.

Remote online notarization in Minnesota

Remote online notarization: allowed in Minnesota since January 1, 2019.

Minnesota's Remote Online Notarization Act is section 358.645. It lets a remote online notary public who is physically located in Minnesota perform a remote online notarial act using communication technology for a remotely located individual.

Before a notary performs a remote online notarization, the notary must register the capability with the Secretary of State.

Section 358.645 was enacted by 2018 Minnesota Laws chapter 176, article 1, section 15, and the act's effective date was January 1, 2019.

Minnesota writes its identity checks into the statute itself. Knowledge-based authentication must present five or more questions, each with at least five answer choices, and the signer must answer within a two-minute limit and get at least 80 percent right. If a first attempt fails, a second attempt may repeat no more than three questions from the first.

Credential analysis must also confirm that the signer's ID is genuine and matches the claimed identity.

The signer may be in Minnesota, elsewhere in the United States, or outside the United States under conditions in subdivision 3. The certificate must include a notation that it is a remote online notarization.

The electronic journal and the recordings are kept for at least ten years. Copies of a signer's journal data and recording are made available only to that signer, or to a guardian, conservator, attorney-in-fact or personal representative of a signer who is incapacitated or deceased, although the release of the data to a third party can be consented to.

SignAndGo doesn't notarize documents. A commissioned notary does that, using a remote notarization platform where the state allows it.

Where to read Minnesota's law

• Electronic signatures: Minn. Stat. ch. 325L, exclusions at § 325L.03.
• Remote notarization: Minn. Stat. § 358.645 (Remote Online Notarization Act).

Checked against Minnesota's published law on November 2, 2026. This is general information, not legal advice.